Community Insurance Center, Inc. Privacy Policy Notice
June 2003 PURPOSE OF THIS NOTICE
Title V of the Gramm- Leach-Bliley Act (GLBA) generally prohibits any financial institution,
directly or through its affiliates, from sharing nonpublic personal information about you with
a non-affiliated third party unless the institution provides you with a notice of its privacy
policies and practices, such as the type of information that it collects about you and the
categories of persons or entities to whom it may be disclosed. In compliance with the
GLBA, we are providing you with this document, which notifies you of the privacy policies
and practices of Community Insurance Center, Inc..
OUR PRIVACY POLICIES AND PRACTICES
1. Information we collect:
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms.
Information about your transactions with us, our affiliates or others.
Information we receive from a consumer reporting agency.
Unless it is specifically stated otherwise in an amended Privacy Policy
Notice, no
additional information will be collected about you.
2. Information we may disclose to third parties:
We do not disclose any nonpublic personal information about our customers or former
customers to anyone, except as permitted by law.
3. Nonaffiliated third parties to whom disclosures may be made:
We may disclose nonpublic personal information about you to the following types of third
parties, unless you tell us not to:
Financial service providers, such as life insurers, automobile insurers, mortgage bankers,
securities broker-dealers, and insurance agents.
We may also disclose nonpublic personal information about you to non-affiliated third
parties as permitted by law.
4.Affiliates with whom we share certain information protected by the
Fair Credit Reporting Act, unless you tell us not to:
a. Information we can share with our affiliates, unless you tell us not to:
Unless you tell us not to, we may share with our affiliated companies information about you,
including:
Information we obtain from your insurance application, such as your income or your
marital status;
Information we obtain from a consumer report, such your credit score or credit history;
Information we obtain to verify representations made by you, such as your open lines of
credit; and
Information we obtain from a person regarding its employment, credit, or other relationship
with you, such as your employment history.
b. Our affiliated companies who may receive this information are:
Financial service providers, such as life insurers, automobile insurers, mortgage bankers,
securities broker-dealers, and insurance agents.
c. How to tell us not to share this information with our affiliated companies:
If you prefer that we not share this information with our affiliated companies, you may
direct us not to share this information by doing the following:.
Call us immediately (773)651-6200.
5. Our policy regarding dispute resolution:
Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof,
shall be settled by arbitration in accordance with the rules of the American Arbitration
Association, and judgment upon the award rendered by the arbitrators) may be entered in
any court having jurisdiction thereof.
6. Reservation of the right to disclose information in unforeseen circumstances:
In connection with the potential sale or transfer of its interests, Community Insurance
Center, Inc. reserves the right to sell or transfer your information (including but not limited
to your address, name, age, sex, zip code, state and country of residency and other
information that you provide through other communications) to a third party entity that (1)
concentrates its business in a similar practice or service; (2) agrees to be Community
Insurance Center, Inc
successor in interest with regard to the maintenance and protection
of the information collected; and (3) agrees to the obligations of this privacy statement.