This policy protects business owners from claims made against them because of injury or property damage which arises from the operation of a business; there are many variations of this policy to help insure claims arising out of special activities, such as Products Liability, which covers complaints against the safety of a manufactured product; Errors and Omission Insurance, if a business is accused of not properly advising a client or omitting an important aspect that may cause financial loss to a customer; Directors and Officers Insurance to cover the responsibility of a Board Of Directors and many others.